Monitoring your credit is an absolute must in today’s society. Everyone is a consumer and therefore affected by credit—let it help you, not hurt you! It all starts by knowing what is in that credit report. After all, people who monitor their credit are more likely to have better credit because they know what’s on it. Did you know that 1 in 3 individuals have an error on their credit report? Whether it is minor or big, you have to be aware of it in order to get it fixed! There is no excuse for not accessing your credit report because there are free tools available to help you. I recommend Credit Karma because it is free, easy to use, and helps you with more than just knowing your credit score. If you’re having difficulty getting accepted for a credit card, Credit Karma points you in the right direction of credit cards that will approve you. It is always good to have 2 or 3 credit cards, even if they have a small limit of approximately $200. Remember: Use them, don’t abuse them! Understand how credit works, what to look for when monitoring your report, and how you can improve your credit score by getting Keeping Score. I published this book to help YOU! The first step to gaining wealth is by having great credit. Great credit gives you leverage, so it is essential to always be working toward improving, understanding, and monitoring your credit score. Let me know if you have any questions—I’m here to help!